Penns Woods Bancorp, Inc.

NASDAQ

Market Cap.

228.43M

Avg. Volume

40.4K

Price

1W %

1M %

3M %

6M %

1Y %

YTD %

--

--

--

--

--

--

--

AI Generated Qualitative Analysis

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Penns Woods Bancorp, Inc. News

Penns Woods Bancorp, Inc. Quantitative Score

Overall Score

Business

Growth

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Business

Quality

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Value

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Momentum

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Website screenshot
Financial ServicesBanks - Regional
pwod.com

About Penns Woods Bancorp, Inc.

Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank and Luzerne Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. It accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking and individual retirement accounts. The company also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, it provides securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking services. Further, the company engages in real estate transactions and investment activities. It operates through a network of twenty-seven offices located in Clinton, Lycoming, Centre, Montour, Union, Blair, and Luzerne Counties, Pennsylvania. The company was founded in 1907 and is headquartered in Williamsport, Pennsylvania.

Penns Woods Bancorp, Inc. Earnings & Revenue

What’s This Company Really Worth? Find Out Instantly.

Warren Buffett’s go-to valuation method is Discounted Cash Flow (DCF). Our tool makes it effortless — no spreadsheets, just answers in a few clicks.

Penns Woods Bancorp, Inc. Financials

Table Compare

Compare PWOD metrics with:

   

Earnings & Growth

PWOD

None

EPS (TTM) YoY Growth

--

--

Revenue (TTM) YoY Growth

--

--

 

Valuation (TTM)

PWOD

None

Price/Earnings Ratio

--

--

Price/Sales Ratio

--

--

 

Profitability & Efficiency (TTM)

PWOD

None

Net Profit Margin

--

--

Return on Equity

--

--

 

Financial Health (TTM)

PWOD

None

Debt/Assets Ratio

--

--

Assets/Liabilities Ratio

--

--

 

Penns Woods Bancorp, Inc. Income

Penns Woods Bancorp, Inc. Balance Sheet

Penns Woods Bancorp, Inc. Cash Flow

Penns Woods Bancorp, Inc. Financials Over Time

Analysts Rating

Strong Buy

Buy

Hold

Sell

Strong Sell

Metrics Scores

MetricsScore
Discounted Cash FlowsBuy
Return on EquityNeutral
Return on AssetsNeutral
Debt/Equity RatioStrong Sell
Price/Earnings RatioNeutral
Price/Book RatioNeutral

Price Targets


Disclaimer: This 3rd party analysis information is for reference only and does not constitute investment advice.

Penns Woods Bancorp, Inc. Dividends

Yield (TTM)Dividend (TTM) 

Infinity%

1.2800

Payment DateDividendFrequency
2025-06-240.32Quarterly
2025-03-250.32Quarterly
2024-12-230.32Quarterly
2024-09-240.32Quarterly
2024-06-250.32Quarterly

Historical Market Cap

Shares Outstanding

Penns Woods Bancorp, Inc. Executives

NameRole
Richard Allen GrafmyreChief Executive Officer & Director
Brian L. KneppPresident, Chief Financial Officer & Director
Michelle Karas PCmSenior Vice President, Corporate Secretary & Chief Data Officer
Aron CarterSenior Vice President & Chief Risk Officer
Christine SmithSenior Vice President & Chief Human Resources Officer
NameRoleGenderDate of BirthPay
Richard Allen GrafmyreChief Executive Officer & DirectorMale19541.31M
Brian L. KneppPresident, Chief Financial Officer & DirectorMale1975370.03K
Michelle Karas PCmSenior Vice President, Corporate Secretary & Chief Data OfficerFemale1967202.74K
Aron CarterSenior Vice President & Chief Risk OfficerMale1973201.29K
Christine SmithSenior Vice President & Chief Human Resources OfficerFemale

--

Penns Woods Bancorp, Inc. Insider Trades

Date25 Jul
NameKNEPP BRIAN L
RolePresident
TransactionDisposed
TypeD-Return
Shares46272
Date25 Jul
NameKNEPP BRIAN L
RolePresident
TransactionDisposed
TypeD-Return
Shares19000
Date25 Jul
NameKNEPP BRIAN L
RolePresident
TransactionDisposed
TypeD-Return
Shares20000
Date25 Jul
NameKNEPP BRIAN L
RolePresident
TransactionDisposed
TypeD-Return
Shares16700
Date25 Jul
NameKNEPP BRIAN L
RolePresident
TransactionDisposed
TypeD-Return
Shares16700
DateNameRoleTransactionTypeShares
25 JulKNEPP BRIAN LPresidentDisposedD-Return46272
25 JulKNEPP BRIAN LPresidentDisposedD-Return19000
25 JulKNEPP BRIAN LPresidentDisposedD-Return20000
25 JulKNEPP BRIAN LPresidentDisposedD-Return16700
25 JulKNEPP BRIAN LPresidentDisposedD-Return16700

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Streamlined Academy

Penns Woods Bancorp, Inc.

NASDAQ

Market Cap.

228.43M

Avg. Volume

40.4K

Price

1W %

1M %

3M %

6M %

1Y %

YTD %

--

--

--

--

--

--

--

Penns Woods Bancorp, Inc. News

Penns Woods Bancorp, Inc. Quantitative Score

Overall Score

Business

Growth

Unlock

Business

Quality

Unlock

Stock

Value

Unlock

Price

Move

Price

Momentum

Unlock

Price

Stability

Unlock

Penns Woods Bancorp, Inc. Earnings & Revenue

Penns Woods Bancorp, Inc. Income

Penns Woods Bancorp, Inc. Balance Sheet

Penns Woods Bancorp, Inc. Cash Flow

Penns Woods Bancorp, Inc. Financials Over Time

Penns Woods Bancorp, Inc. Executives

NameRole
Richard Allen GrafmyreChief Executive Officer & Director
Brian L. KneppPresident, Chief Financial Officer & Director
Michelle Karas PCmSenior Vice President, Corporate Secretary & Chief Data Officer
Aron CarterSenior Vice President & Chief Risk Officer
Christine SmithSenior Vice President & Chief Human Resources Officer
NameRoleGenderDate of BirthPay
Richard Allen GrafmyreChief Executive Officer & DirectorMale19541.31M
Brian L. KneppPresident, Chief Financial Officer & DirectorMale1975370.03K
Michelle Karas PCmSenior Vice President, Corporate Secretary & Chief Data OfficerFemale1967202.74K
Aron CarterSenior Vice President & Chief Risk OfficerMale1973201.29K
Christine SmithSenior Vice President & Chief Human Resources OfficerFemale

--

Penns Woods Bancorp, Inc. Insider Trades

Date25 Jul
NameKNEPP BRIAN L
RolePresident
TransactionDisposed
TypeD-Return
Shares46272
Date25 Jul
NameKNEPP BRIAN L
RolePresident
TransactionDisposed
TypeD-Return
Shares19000
Date25 Jul
NameKNEPP BRIAN L
RolePresident
TransactionDisposed
TypeD-Return
Shares20000
Date25 Jul
NameKNEPP BRIAN L
RolePresident
TransactionDisposed
TypeD-Return
Shares16700
Date25 Jul
NameKNEPP BRIAN L
RolePresident
TransactionDisposed
TypeD-Return
Shares16700
DateNameRoleTransactionTypeShares
25 JulKNEPP BRIAN LPresidentDisposedD-Return46272
25 JulKNEPP BRIAN LPresidentDisposedD-Return19000
25 JulKNEPP BRIAN LPresidentDisposedD-Return20000
25 JulKNEPP BRIAN LPresidentDisposedD-Return16700
25 JulKNEPP BRIAN LPresidentDisposedD-Return16700

Streamlined Academy

Website screenshot
Financial ServicesBanks - Regional
pwod.com

About Penns Woods Bancorp, Inc.

Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank and Luzerne Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. It accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking and individual retirement accounts. The company also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, it provides securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking services. Further, the company engages in real estate transactions and investment activities. It operates through a network of twenty-seven offices located in Clinton, Lycoming, Centre, Montour, Union, Blair, and Luzerne Counties, Pennsylvania. The company was founded in 1907 and is headquartered in Williamsport, Pennsylvania.

AI Generated Qualitative Analysis

AI

Your time is precious, so save it. Use AI to get the most important information from the business.

Learn about Penns Woods Bancorp, Inc.

What’s This Company Really Worth? Find Out Instantly.

Warren Buffett’s go-to valuation method is Discounted Cash Flow (DCF). Our tool makes it effortless — no spreadsheets, just answers in a few clicks.

Penns Woods Bancorp, Inc. Financials

Table Compare

Compare PWOD metrics with:

   

Earnings & Growth

PWOD

None

EPS (TTM) YoY Growth

--

--

Revenue (TTM) YoY Growth

--

--

 

Valuation (TTM)

PWOD

None

Price/Earnings Ratio

--

--

Price/Sales Ratio

--

--

 

Profitability & Efficiency (TTM)

PWOD

None

Net Profit Margin

--

--

Return on Equity

--

--

 

Financial Health (TTM)

PWOD

None

Debt/Assets Ratio

--

--

Assets/Liabilities Ratio

--

--

 

Penns Woods Bancorp, Inc. Dividends

Yield (TTM)Dividend (TTM) 

Infinity%

1.2800

Payment DateDividendFrequency
2025-06-240.32Quarterly
2025-03-250.32Quarterly
2024-12-230.32Quarterly
2024-09-240.32Quarterly
2024-06-250.32Quarterly

Analysts Rating

Strong Buy

Buy

Hold

Sell

Strong Sell

Metrics Scores

MetricsScore
Discounted Cash FlowsBuy
Return on EquityNeutral
Return on AssetsNeutral
Debt/Equity RatioStrong Sell
Price/Earnings RatioNeutral
Price/Book RatioNeutral

Price Targets


Disclaimer: This 3rd party analysis information is for reference only and does not constitute investment advice.

Historical Market Cap

Shares Outstanding

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The Secret to Analyzing Winning Stocks (Step-by-Step Examples Inside)